Gold Loan

A gold loan is a secured loan where you pledge your gold jewellery as collateral to get instant funds. NK Financial Service offers safe, quick, and hassle-free gold loan solutions with attractive interest rates and minimal documentation.

Key Loan Details
Purpose Personal needs, business requirements, medical emergencies, education, or short-term expenses
Loan Amount ₹10,000 to ₹50 lakhs (based on gold value and purity)
Tenure 3 months to 36 months
Interest Rate 8% to 18% p.a. (depends on loan scheme and gold value)
Security Gold jewellery pledged as collateral
Repayment EMI, bullet repayment, or flexible repayment options
Processing Time Same-day or within a few hours
✅ Eligibility Criteria
  • Age: 18 to 70 years
  • Ownership of gold jewellery
  • Minimum gold purity: 18–24 karat
  • Basic KYC documents required
  • No income proof required
📝 Example Use Cases
  • Emergency medical expenses
  • Short-term business cash needs
  • Education or family functions
  • Debt consolidation or urgent expenses
Apply for Gold Loan