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FAQ
Frequently Asked Questions
Find answers to common questions about our loan and insurance services.
How do I apply for a loan?
You can apply online using our secure application form or visit one of our branches for assistance.
What documents are required for a personal loan?
Basic KYC documents, income proof, and bank statements from the last 6 months are typically required.
Do you offer insurance with loan packages?
Yes, we offer bundled insurance options for health, life, or property with many of our loan products.
How long does loan approval take?
It typically takes 24–48 hours after document submission, depending on the type of loan and eligibility.
What is the typical interest rate for personal loans?
Interest rates usually range from 10% to 24% per annum depending on your creditworthiness and lender.
Can I prepay or foreclose my personal loan?
Yes, most lenders allow prepayment or foreclosure with or without nominal charges. Check your loan agreement.
What are the eligibility criteria for a personal loan?
Typically, applicants aged 21-60 with stable income, good credit score (700+), and employment stability qualify.
Are there any hidden charges or processing fees?
All charges including processing fees, prepayment penalties, and interest rates are transparently disclosed before approval.